Skip to content
Call
Text
(805) 543-0650
Profile photo of a State Farm Agent named: Todd Thomas

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment
State Farm® Insurance Agent

Todd Thomas

Office Hours

Address

1238 Marsh Street
San Luis Obispo, CA 93401-3326

Across the street from the Rite Aid Shopping Center on Marsh Street. Parking behind the office.

Profile photo of a State Farm Agent named: Todd Thomas
4.9/5 average rating on Google (64 reviews)
Contact Us
Contact Us
Text Us
Map & Directions
Get ID Card

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment

Office Info

Office Hours

Call or text us 24 hours a day!

Address

1238 Marsh Street
San Luis Obispo, CA 93401-3326

Location Details

  • Parking: Behind the building

Languages

English
Map showing State Farm Agent Todd Thomas's office at 1238 Marsh Street, San Luis Obispo, CA

Welcome to the Todd Thomas State Farm Agent office, proudly serving San Luis Obispo, CA and the surrounding communities since 2001. With over 25 years of experience with State Farm, I have spent my career helping individuals and families feel confident as they navigate important insurance decisions. Before opening my agency, I worked in State Farm’s claims department, where I gained firsthand experience delivering the benefits of our policies when people needed them most. That background continues to shape how my experienced team and I approach every conversation, with clear guidance, thoughtful support, and a focus on real‐world needs. From our office in San Luis Obispo, CA, we are honored to serve San Luis Obispo County as well as Santa Barbara County, Monterey County, and Kern County. We believe insurance should never feel overwhelming, so we take the time to walk through your options and explain how different coverages can support you at each stage of life. Whether you are preparing for the future with Life Insurance, staying protected on the road with Auto Insurance, or exploring coverage that supports an active lifestyle through Health Insurance supplements, my team and I are here to help you understand your choices. We also assist pet owners with Pet Insurance, helping make it easier to provide care for their furry companions. Our goal is to build lasting relationships while sharing the resources and knowledge needed to make informed decisions. I am a longtime California resident and earned my degree in Business Administration from Cal Poly. Outside the office, my wife and I enjoy spending time with our three daughters and our grandchildren, making the most of the beautiful outdoors that California offers. I stay active by coaching sports, hiking local trails, fishing, and golfing, and our 13‐year‐old doodle, Lola, is always close by. Giving back is important to me, and I am proud to support organizations such as First Tee and the Tunnel to Towers Foundation, along with other local efforts in our community. My team and I look forward to welcoming you to our State Farm family and being your first choice for your insurance needs, whether we meet in person or virtually. If you would like to review your insurance and related financial needs, I invite you to connect with my team and me at our San Luis Obispo, CA office.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

FINRA’s BrokerCheck View Licenses

What happens if your car is totaled?

If your car is totaled, the repair costs would be more than the car is worth. Learn your options for a totaled car and what to discuss with your agent.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Car loan basics you need to know

Understanding a few key basics and a auto loan calculator may help you make a good decision about borrowing money to finance your next car, truck, or SUV.

View More Articles

The Todd Thomas State Farm Agent office offers Auto, Life, Health, Pet, and Motorcycle Insurance to the communities of San Luis Obispo, Santa Barbara and Monterey counties and beyond. With over 25 years of industry experience, we are committed to being your Good Neighbor by building strong customer relationships backed by personalized coverage. Call or visit us today to explore our comprehensive insurance options.

My outstanding team has extensive, consistent and uninterrupted State Farm experience that our customers love!

Melanie Montecillo has over 25 years of experience in my office as our Office Manager and Senior Account Manager. Melanie is outstanding in all facets of our business and is licensed to help our customers with all lines of insurance offered by State Farm.

Mike Murray has 20 years of experience in my office as our Commercial Account Representative. In addition to being one of the most experienced business insurance agents in the area, Mike is also one of the most popular wedding DJ's in the county, we're fortunate that being a wedding DJ is Mike's part time job! Mike is an outstanding agent and is licensed to help our customers with all lines of insurance offered by State Farm.

Traci Clark has over 20 years of experience as a State Farm Agency Office and Account Manager. Traci is passionate about helping customers get their insurance "right" and has an incredible background and knowledge of our home insurance product line. Traci is an outstanding agent and a great resource for anyone with questions about their insurance.

All team members are licensed and committed to providing our customers with outstanding service and helpful information on all lines of insurance including Auto insurance, Home insurance, Commercial insurance, Life insurance, and Health insurance.