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Profile photo of a State Farm Agent named: Todd Thomas
State Farm® Insurance Agent

Todd Thomas

1238 Marsh Street
San Luis Obispo, CA 93401-3326

Across the street from the Rite Aid Shopping Center on Marsh Street. Parking behind the office.

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Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!


1238 Marsh Street
San Luis Obispo, CA 93401-3326



I became a State Farm Insurance Agent in 2001, and I'm proud to be here for the people of San Luis Obispo, CA and the surrounding communities along the Central Coast. My team and I are all licensed in California and welcome customers from all over. My agency has experienced agents to answer questions about homeowners insurance, renters insurance, auto insurance, life insurance, as well as all commercial insurance including business insurance and workers compensation insurance.

My team of licensed insurance professionals offers our customers extensive State Farm experience, friendly service, and attention to details to personalize your insurance plan to fit your budget and coverage needs. Whether it's reviewing different deductibles and discount options on your car insurance, or helping you choose an amount of liability coverage or life insurance to protect your family, we're always here to help you make well informed and confident decisions.

I'm a Cal Poly graduate with a degree in Business Administration with concentrations in Finance and Marketing. My wife, Michele, and I have 3 daughters who all graduated from Cal Poly and still call the Central Coast home. We're all big time dog lovers and appreciate the outdoor life and opportunities that are such a blessing in California and especially along the Central Coast. As a native of California and San Luis Obispo I'm well aware of our high cost of living. My team and I are always committed to providing you with ideas and options to make your insurance a good value.

Before opening my agency in 2001, I worked in the claims department at State Farm — this experience with delivering the benefits of our policies ensures you get remarkable service, every time.

We care about our customers and want to understand your needs and goals, so that the people and things that matter most in your life are well protected. I care about my team and making sure they have the proper training and skills to help our customers. Putting people first is how my team and I have built lasting customer relationships over the last 24 years.

We love being your local insurance resource! As a small business owner in San Luis Obispo, taking care of your insurance and financial needs means so much to us. We now have online auto insurance quoting available! Please give us a call to review your current coverage.

Our office is well staffed with agents highly experienced with State Farm. We're happy to meet in person or virtually to review your insurance and related financial needs.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Our mission is to protect the most important things in your life through proper insurance coverage. Our team of experienced professionals is always available to provide you with friendly and knowledgeable help with your auto insurance, home insurance, business insurance, and life insurance. We are committed to helping you manage the risks of everyday life, recover from the unexpected, and achieve a greater sense of financial security today and into the future.

Todd Thomas-State Farm Insurance Agent offers Auto Insurance San Luis Obispo, Car Insurance San Luis Obispo, Homeowners Insurance San Luis Obispo, Business Insurance San Luis Obispo, and Life Insurance San Luis Obispo, with friendly personal customer service 24/7.

Our outstanding team has extensive State Farm experience and knowledge that customers deserve!

Melanie Montecillo has over 22 years experience in my office as our Office Manager and Senior Account Manager. Melanie is outstanding in all facets of our business and is licensed to help our customers with all lines of insurance offered by State Farm. She is terrific.

Mike Murray has over 16 years experience in my office as our Commercial Account Representative. In addition to being one of the most experienced business insurance agents in the area, Mike is also one of the most popular wedding DJ's in the county, we're fortunate that being a wedding DJ is Mike's part time job! Mike is an outstanding agent and is licensed to help our customers with all lines of insurance offered by State Farm.

Traci Clark has over 16 years experience as a State Farm Agency Office and Account Manager. Traci is passionate about helping customers get their insurance "right" and has an incredible background and knowledge of our home insurance product line. Traci is an outstanding agent and a great resource for anyone with questions about their insurance.

All team members are licensed and committed to providing our customers with outstanding service and helpful information on all lines of insurance including Auto insurance, Home insurance, Commercial insurance, Life insurance, and Health insurance.

Melanie Montecillo State Farm Agent Team Member

Melanie Montecillo

Account Manager

Melanie Montecillo has over 22 years experience in my office as our office manager and senior account manager.

Mike Murray State Farm Agent Team Member

Mike Murray

Insurance Account Representative

Mike Murray has over 16 years experience in my office as our commercial account representative.

Traci Clark State Farm Agent Team Member

Traci Clark

Account Manager

Traci Clark has over 16 years experience as a State Farm Agency office and account manager.