State Farm® Insurance Agent Todd Thomas

"I had an awful experience trying to get my insurance figured out with Geico and knew I needed to go somewhere else. I spoke to Mike and he was nothing but helpful! I am definitely not one to leave reviews for places I visit but he was so helpful and gave me a great quote, really working with me to find what I need and fit my budget. After such a hard time with the other insurance company I’m very grateful for Mike and all his hard work!"

"I have been with this agent for over 30 years. Occasionally I look into other insurance companies and obviously haven’t changed. When I call, I consistently get helped by people that I have talked to for years. Years ago someone called me explaining advantages of other products, such as an umbrella policy. Yes, it was to my advantage to add that to my policy. Just now I got a call from Melanie (I think she has been there as long as I’ve been a customer) asking about my son being on his girlfriend’s State Farm policy. So, we moved things around. I appreciate them as my insurance carrier."

"Melanie Montecillo, of the Todd Thomas Agency in San Luis Obispo, is a credit to the agency, State Farm, and the most professional, helpful person I have ever dealt with at State Farm. No matter the issue, she is always ready to "look into it" for me, despite the time it takes. Her knowledge, and professionalism are the reason I am still with State Farm and the Todd Thomas Agency. She has, over the many years I have worked with her, provided me with excellent coverage and, after researching the matter, has also provided me with coverage at reduced cost from what I was paying. I am truly grateful for her professionalism, knowledge and customer support!"

"I have been a State Farm customer at Todd Thomas’s office for about 10 years now and I am happy to say as long as they are in business I will be a happy customer of theirs. I have never felt like a “little fish” when I call and talk to Mike or Todd, they treat me as if I’m one of their best customers. When Mike picks up the phone and I say hello he recognizes my voice and addresses me by name and that means something to me. They have been there for me every step of the way with three kids getting their license and all three of them getting in accidents. They helped make the process smooth and easy. I am getting married in October and I’m happy to say that I will soon be bringing my fiancé and two more vehicles to my State Farm policy. If anyone ever asks me who I have for insurance I’m happy to say Todd Thomas and State Farm."

"I've had a wonderful experience working with Melanie Montecillo on both my car and home insurance. I bought my car in San Luis Obispo, but my home in San Francisco, and Melanie was so responsive and thoughtful when it came to my millions of questions (around home insurance especially). During escrow on my first home purchase, she made me feel informed, and well taken care of when it came to selecting home insurance. I could pick up the phone and call her at any time, and she provided educational emails and voicemails to supplement. My dad has been working with her for decades and I really do feel like I'm in good hands with Melanie! Thank you!"

"I have a number of insurance policies for houses and cars with State Farm. State Farm prices are competitive. I like having one "go to" place for my insurance needs. Melanie Montecillo has been my insurance agent for over a dozen years. I call when I have an insurance need. She knows my situation and handles my needs effectively and efficiently."

"The Todd Thomas State Farm office in San Luis Obispo has been our insurance agent for over a decade. Every time I go to them, they are thorough, helpful, kind and prompt. We tend to have a lot of different things going on, and they always find a fast, economical option for our coverage needs. Melanie has helped me many times, and she is a true joy! Trust State Farm with your insurance needs - be it business, home, auto, jewelry, or liability - they can cover it. Also, they are the only agency I’ve ever worked with that finds ME discounts. I don't have to ask or seek them out. If I’m eligible for the discount, it automatically gets applied to my premium. Fancy that!!!"

"We have been working with Todd and Melanie since 1999 Right father we got married, and they have always been incredibly responsive to all of our needs. Even after moving away from the Central Coast we still feel they are the best folks to take care of our insurance needs."

"We recently transferred our all of our insurance needs to Todd Thomas State Farm Agency and we are so pleased with the service we have received and we are paying less for our premiums than with our former insurance company. We worked with Traci Clark and she has been incredible-she made everything very transparent and easy for us to transfer our insurance and answer all of our questions. I highly recommend Traci and the rest of the team at Todd Thomas State Farm insurance"

"Todd and his whole team are always very helpful and provide excellent service. I was thoroughly impressed with the care I received after I was in an accident. They were compassionate and quickly took care of setting up a rental car, coordinating with the collision repair shop and answered all my questions. I was so grateful to have one less stress that day."