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Life Insurance in and around San Luis Obispo

Would you like to create a personalized life quote?

We also offer Life insurance in:
  • Avila Beach
  • Pismo Beach
  • Arroyo Grande
  • Grover Beach
  • Oceano
  • Nipomo
  • Los Osos
  • Morro Bay
  • Cayucos
  • Cambria
  • San Simeon
  • Santa Margarita
  • Atascadero
  • Templeton
  • Paso Robles
  • San Miguel
  • Creston

It's Never Too Soon For Life Insurance

Do you know what funerals cost these days? Most people aren't aware that the common cost of a funeral nowadays is $8,500. That’s a heavy burden to carry when they are facing grief and pain. If your family cannot pay for your burial or cremation, they may end up with large debts in the wake of your passing. With a life insurance policy from State Farm, your family can thrive, even without your income. Whether it pays off debts, maintains a current standard of living or keeps paying for your home, the life insurance you choose can be there when it’s needed most by your loved ones.

Protection for those you care about

Don't delay your search for Life insurance

Their Future Is Safe With State Farm

And State Farm Agent Todd Thomas is ready to help design a policy to meet you specific needs, whether you want level or flexible payments with coverage designed to last a lifetime or coverage for a specific number of years. Whichever one you choose, life insurance from State Farm will be there to help your loved ones keeping going, even when you can't be there.

State Farm offers a great option for anyone who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can be of good use by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For a free quote on Guaranteed Issue Final Expense, contact Todd Thomas, your local State Farm agent and see how you can be there for your loved ones—no matter what.

Have More Questions About Life Insurance?

Call Todd at (805) 543-0650 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Tips for managing life insurance after divorce

Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

What is survivorship universal life insurance?

Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.

Life insurance basics

Understanding life insurance, what it is, how it works and the different types can help you decide which life insurance policy is right for you.

Profile photo of a State Farm Agent named: Todd Thomas

Todd Thomas

State Farm® Insurance Agent
Office Address:
1238 Marsh Street
San Luis Obispo, CA 93401-3326
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Todd Thomas

Todd Thomas

State Farm® Insurance Agent
Office Address:
1238 Marsh Street
San Luis Obispo, CA 93401-3326
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Tips for managing life insurance after divorce

Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

What is survivorship universal life insurance?

Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.

Life insurance basics

Understanding life insurance, what it is, how it works and the different types can help you decide which life insurance policy is right for you.